Consider factors like your family’s living expenses, outstanding debts (like mortgages), future financial goals, and potential funeral costs when determining the amount of coverage you need.

Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.

There are budget-friendly options like Term Life Insurance with lower premiums. You can also adjust coverage amounts and durations to find a plan that fits within your financial means.

For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.